Choosing from a wide range of options, Darren Cooke Insurance Agency offers several kinds of RV insurance. Motor Homes include Classes A, B, and C motor coaches; Camper vans as well as travel trailers, including campers, pop-ups, fifth wheels, and toy haulers.
Class C Motor Home
A class C mini motor home has the following characteristics:
Built on a van/small truck with original body shell (cab section) visible.
- Usually provides a sleeping bunk atop the cab in addition to a bedroom in the back. When not in use, this overhead compartment can also be used as a storage area.
- Provides the conveniences of a larger motor home in a scaled-down version and at a lower price.
- Ranges from 20 to 28 feet in length.
- Typically sleeps up to six people.
- All other features are installed by the RV manufacturer.
Class B - Camper Vans
A class B camper van has the following characteristics:
- Built by the factory for camping purposes with sleeping, kitchen, toilet facilities, 110 volt hookup, fresh water storage and an extension roof.
- Most economical, versatile and maneuverable type of motor home.
- Narrower than other motor homes because it utilizes space within the existing van body.
- Ranges from 16 to 21 feet in length.
- Typically sleeps up to 4 people.
- All features are installed by the RV manufacturer.
- Does not include conversion vans.
Class A Motor Home
A class A conventional motor home has the following characteristics:
- Constructed around a specifically designed motor vehicle frame and chassis with one single living compartment.
- Sidewall frame may be wood, aluminum tube or steel.
- Exterior may be aluminum, fiberglass sheet or molded fiberglass.
- Ranges from 21 to 45 feet.
- Typically sleeps up to 10 people.
- Most luxurious and expensive type of motor home.
- Virtual "home away from home" on wheels, fully loaded and equipped for short trips, lengthy vacations and full-timing.
- Models may include washer/dryer, satellite dish, VCR, security system, etc.
Fifth Wheel Trailer
A fifth-wheel trailer has the following characteristics:
Similar to the conventional model, but has a raised forward section above a fifth wheel coupling device, creating a unique bilevel dimension.
Ranges from 21 to 38 feet in length.
Using a truck to tow allows for trailer designs up to 38 feet in length.
Specially designed devices are generally mounted to pickup beds.
Built on a welded steel chassis.
Contains luxuries such as a large living area, all appliances, and bathing, cooking and sleeping facilities.
Travel Trailer Characteristics
A conventional trailer has the following characteristics:
- Designed for vacation/camping use.
- Ranges from 12 to 40 feet in length.
- Towed by an automobile or truck with a bumper hitch.
- Equipped with bathing, cooking and sleeping facilities.
- May have additional options such as air conditioning and awnings.
PopUp Tent Trailers
A pop-up tent trailer has the following characteristics:
Constructed with collapsible sidewalls that fold or slide down for easy towing by a light vehicle.
- Typically less than 12 feet long; ranges from 15 to 23 feet (when opened).
- Compact size allows for quick setup at destination.
- Very basic with few luxuries.
Larger unit may contain a refrigerator, stove and/or furnace, and may sleep up to eight people.
Mounted Truck Camper
A mounted truck camper has the following characteristics:
- Designed as temporary vacation camping unit that is loaded onto a pickup truck bed.
- Ranges from 18 to 21 feet in length.
- Typically sleeps up to six people.
- Compact size makes the truck camper versatile, manageable and convenient for local travel to and from campsite.
- Easy, economical way for many first-timers to begin RVing.
Trailers with Recreation or Cargo Facilities
A trailer with recreational cargo quarters has the following characteristics:
- These are specific types of travel trailers or fifth-wheel trailers.
- Must have a special compartment in the back to transport horses, ATVs, etc.
Professional Bus Conversions
Class A professional bus conversion has the following characteristics:
- Motor home facilities built into a Greyhound-type bus shell.
- Conversion is performed by a professional converter such as Prevost, Marathon, Country Coach, etc.